travelinsurance65

I'm over 65 should i book on my holiday on my credit card? Wil I get travel insurance?

Purchase Protection Insurance safeguards purchases made with a credit card. Most items are protected against accidental damage, theft and robbery up to 100 days after the date of purchase.

Typically this insurance is included within a credit card package and costs just a few pence a month.

Features and benefits

Purchase Protection covers most personal items bought with a credit card.

• Cover is immediate, giving extra peace of mind to the consumer, knowing that their purchase is protected from day one.
• Claims can be made up to a maximum limit of £1,000 per item and up to a maximum £15,000 limit in any 12-month period.
• Claims can be made up to 100 days after the item was purchased.
• A 30-day cooling off period allows the consumer to make sure the cover is right for them.
  

Eligibility

To be eligible for the product you usually need to be a customer of a credit card company that provides this cover.

Exclusions

Exclusions include:

• Claiming for less than £50;
• Cars purchased with a credit card;
• Goods that are lost;
• Goods that are already covered by another form of insurance (e.g. home contents, travel insurance or manufacturers warranty);
• Cash and tickets or goods left in a public place and have not been securely locked away.

 

 

Finding travel insurance when you are 65 or over is not an easy task. When you do find a policy that suits you, it is imperative that you look thoroughly at the terms. Whilst looking over travel insurance small print may not be the most interesting way to spend an afternoon, here at travel insurance 65, we believe that doing so could save you a lot of hassle down the line. Remember an insurance policy is only as good as its small print. Here are some things to look for.