travelinsurance65

Why Are Over 65s Charged More?

We asked several leading insurance companies why they charged more for travel insurance products aimed at over 65s. Whilst one pointed out to us that cheap travel insurance wasn't always good travel insurance, and that it is important to look at levels of cover. The answer we heard most was that when you are over 65 you are more of a risk and insurance companies are obviously trying to minimise that risk. Whilst understandable, we think that this overgeneralisation is wrong. Why not base travel insurance premiums on circumastances that aren't age related. What do you think?

The good news: there are still some great travel insurance deals out there for over 65s. Take a look at thelinks below.

All Quotes Based on a 65 year old travelling in Europe for 14 nights . Some of the companies have other levels of cover available. Please visit the individual websites for more details.

Flexicover.net Travel Insurance for people up to 85. Cover starting at £12.40. Click here

Columbus Direct Travel Insurance for people up to 99. Cover starting from £16.03. Click here

American Express Travel Insurance for people up to 79. Cover from £34.20. Click here

Go Travel Insurance Travel Insurance for people up to 99.  Cover from £14.50. Click here

Firstly, if you've already hired a car then you should seriously consider taking out hire car insurance. It can cost as low as £49 per year.

RENTAL CAR INSURANCE for as little as £49 covers you excess and can save you a packet.

Insurance4carhire is a company that offers a great way to cover yourself. They cover you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres. Depending on where you go and the type of car you take the excess you are liable for can be anything up to £1500, and the excess waiver can cost up to £10-£15 per day!

 

Visit the Insurance4carhire site by clicking here

Policies are also available for people between 75 and 85

Even if you don't take out their insurance, the car hire advice brouchure on their website is worth reading . Follow the link above and it can be found on the top right of your page.

 

Need to hire a car? Take a look at EasyCar's Special Offers . You can get some great car hire deals and have confidence that you are using a big brand.